We represent Mercury Insurance Co. and our programs include the following:

Personal Auto Insurance
We specialize in auto insurance at Cowell and Smith Agency. Our plans include discounts for good drivers, and multi car discount plans. We also have programs for the "not so good driver" too - all at affordable prices. We compare the prices of dozens of carriers to find you the BEST rate! Get a Quote Now!

Homeowners Insurance Plans
Representing over a dozen insurance companies allows us to shop for the best coverage at the best price. Our exclusive Comparative rating system can deliver a rate comparison in a matter of minutes, putting both your auto and homeowners insurance with us can deliver discounts up to 15%. Get a Quote Now!

Motorcycle Insurance Quotes
Whether your are a recreational cyclist or drive your bike every day, we have a plan to meet your needs and budget. In most cases we will save you better than 15% over what you pay on your California motorcycle insurance now. We also have plans for drivers with "less-than-perfect" driving records. Get a Free Quote.

Surety, Fidelity, and License Bonds
We have many insurance companies that will compete for your bonding business, delivering you the lowest price! Whether you need a license bond of some kind, or a surety or dishonesty bond, WE CAN HELP! You can rely on our professional advice because you will always speak with a licensed agent. Get a Free Quote.