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Insurance Coverage — Monterey, CA — Cowell & Smith Insurance Agency

Since 1947, Cowell & Smith Insurance Agency has been offering auto and home insurance to clients in the California area. As a family owned and operated insurance agency, our experienced staff is here to help you find the insurance policy solutions you need. We are committed to providing our customers with affordable rates as well as insurance options. Cowell & Smith Insurance Agency is a proud member of the American Agents Alliance. If you are looking for prompt and professional insurance agents, call Cowell & Smith Insurance Agency today. We are happy to give you a quote on our insurance plans.

We Offer Policies for:

  • Auto
  • Homeowners
  • Renters
  • Motorcycle
  • Recreational Vehicles 
  • Small Business

Known for Our Local, Friendly Service

  • “I've been a client for nearly 15 years now and cannot say enough positive remarks about the staff and their service. We've had two accidents in the past year and they have been so helpful in assisting and processing everything for us in a very timely and efficient manner. Thank you to Bob, Julie and Sheila!” 


    — Heather C.

  • “Great family owned business with great customer service. They are always very helpful and patient with me when I come in. Been coming here for years and plan to stay for many more.”


    — Brandon J.

  • "I have been doing business with Cowell and Smith insurance for over 25 years.They have always given me great customer service and I love they are a local business .” 


    — Chantal S.